For those of you who are interested in receiving cocaine addiction recovery treatment at a rehab center, you may be wondering if your health insurance will pay for some of the treatment. Today, more than ever, insurance companies recognize the importance of recovery treatment for substance abuse and behavioral addictions. They are aware of the many adverse physical and psychological effects that these problems can generate, and they are willing to support treatment options with insurance coverage for drug rehab.

Insurance companies realize that drug addiction is a legitimate medical condition that is treatable, and meets the criteria for insurance coverage for drug rehab and detox. This acceptance of addiction being recognized as a medical condition allows for addiction treatment insurance coverage by most health insurance providers.

Insurances that Cover Addiction Treatment

Have you been wondering, "Does insurance cover cocaine addiction rehab?" Most medical health insurance providers do cover cocaine insurance treatment. Health insurance providers realize that if cocaine addicts do not recover from their addiction, they will eventually lose their coverage through their job, and not be able to afford health insurance on their own. Thus, in the end, the insurance companies stand to lose many of their clients. It makes good business sense to provide addiction treatment insurance coverage.

Some health insurance providers, like Aetna, cover psychological therapy and 12-Step programs for drug addiction. Each provider is unique in what it will cover to the insured person who wants to get detox or addiction treament. The type of insurance plan you have will determine the length of stay allowable under your insurance coverage for drug rehab. For example, Blue Cross and Blue Shield insurance coverage for drug rehab will cover a portion of the time you spend in the rehab facility that is based on your amount of coverage and deductible. COBRA health insurance coverage for drug rehab is also dependent on the type of individual health plan you have. Coverage may also come down the the type of treatment you want to receive. For instance, let's say you are searching detox and treatment programs for cocaine abuse. You may be wondering "does insurance cover cocaine addiction rehab? Many insurance providers and COBRA will cover this type of addiction treatment, but there may be a deductible involved.

If you have American Family Insurance, then you have health insurance coverage for drug rehab. Does insurance cover cocaine addiction rehab and treatment for other drug issues? Yes, since 2014, American Family Insurance provides mental health and susbstance abuse coverage, which includes treatment for cocaine addiction and many other drugs. American Family Insurance cocaine addiction treatment insurance covers residential inpatient treatment programs (28-30 days), outpatient treatment (28-30 days), aftercare programs and treatment for rehabiltative services from a therapist or doctor.

Other Payment Options for Drug Addiction Treatment

As you can see, most health insurance providers will cover all, or part of, drug addiction rehab treatment, now known as "mental health parity." If your insurance coverage for drug rehab does not cover the entire cost of your treatment, you can add the rest of the cost yourself. If you cannot afford an up-front payment, most drug treatment centers offer payment plans where you will pay a monthly fee on the balance of what you owe. You can also ask the drug treatment center if they have a sliding scale fee.

If you are ready to begin your cocaine addiction recovery treatment, you should call your health insurance provider to see what type of insurance coverage for drug rehab you have under your insurance plan. You should also check with the drug rehab center to see if they accept your addiction treatment insurance coverage. If the drug treatment center accepts your insurance coverage for drug rehab, you are set to begin your cocaine addiction recovery journey.